The terms "We" / "Us" / "Our" / "Company" collectively refer to PANCardBank.com, while the terms "Visitor" and "User" pertain to individuals utilizing the platform.

This document outlines the Terms and Conditions governing your (Visitor) access to this website ("Website"). Please review this document attentively. Should you not agree with these Terms and Conditions, we kindly ask you to depart from this site. The business, its various divisions, subsidiaries, affiliated companies, or any associated investment entities (both domestic and international) retain the right to modify these Terms and Conditions at any time by updating this post. Regularly revisiting this page is advisable to keep yourself informed, as these Terms and Conditions are binding for all users of this Website.

USE OF CONTENT / INTELLECTUAL PROPERTY

Unless otherwise indicated, all logos, brands, marks, headings, labels, names, signatures, numerals, shapes, or any combinations thereof displayed on this site are either owned by the business or used under license by the business and/or its affiliated entities featured on this Website. Unauthorized use of these properties or any other content on this site, unless explicitly allowed by these terms and conditions or the site's content, is strictly prohibited.

You are prohibited from selling or altering the content of this Website, or reproducing, displaying, publicly performing, distributing, or otherwise using the materials in any manner for public or commercial purposes without written permission from the respective organization or entity.

ACCEPTABLE WEBSITE USE

(A) Security Regulations

Visitors must not attempt to breach the Web site's security, which includes, but is not limited to, (1) accessing data not intended for the user or logging into a server or account without authorization, (2) trying to probe, scan, or test system vulnerabilities or network breaches without proper authorization, (3) interfering with service to any user, host, or network, such as submitting viruses or "Trojan horses," overloading, "flooding," "mail bombing," or "crashing," or (4) sending unsolicited emails, including product or service promotions. Violations of security may lead to legal consequences. The business and/or its affiliated entities may investigate suspected violations and collaborate with law enforcement in prosecuting violators.

(B) General Guidelines

Visitors may not use the Web Site to transmit, distribute, store, or destroy material (a) that might encourage criminal conduct or violate any applicable laws or regulations, (b) that infringes on the intellectual property rights of others or violates personal privacy or publicity rights, or (c) that is defamatory, obscene, threatening, abusive, or hateful.

INDEMNIFICATION

The User agrees to indemnify and hold harmless the Company, its officers, directors, employees, and agents from any claims, actions, liabilities, losses, or damages arising from their use of PANCardBank.com or violation of these terms, without objection.

LIABILITY

The User acknowledges that neither the Company nor its group companies, directors, officers, or employees shall be liable for any direct, indirect, incidental, special, consequential, or exemplary damages resulting from the use of the service, inability to use the service, or procurement of substitute goods or services. This includes damages arising from goods, data, information, or services obtained through the service or unauthorized access to or alteration of transmissions or data.

Furthermore, the User agrees that the Company is not responsible for damages arising from service interruption, suspension, or termination, even if such actions were negligent or intentional.

The User acknowledges that the Company is not liable for third-party statements or conduct on the service. In no event shall the Company's total liability to the User exceed the amount paid by the User to the Company, if any, related to the cause of action.

DISCLAIMER OF CONSEQUENTIAL DAMAGES

Under no circumstances shall the Company, its associated parties, organizations, or entities linked with the corporate brand name "us," or mentioned on this Website, be held liable for any damages (including incidental and consequential damages, lost profits, damage to computer hardware, loss of data, or business interruption) resulting from the use or inability to use the Website and its materials. This applies regardless of warranty, contract, tort, or other legal theories, and regardless of whether such organizations or entities were informed of the possibility of such damages.